Mortgage News Update
Advice and expert tips on all things mortgages and property
First-Time Buyer Mortgages: A Step-By-Step Guide For 2025
You’re not alone if you’ve spent nights browsing the property portals and estate agents’ websites, calculating deposits, and wondering how
Achieving Your Mortgage Freedom: A Modern Guide to Paying Off Your Mortgage Early
When it comes to homeownership, one of the most liberating milestones is becoming mortgage-free. The thought of owning your home
Is Now the Right Time to Buy Your First Property? Understanding the Risks and Rewards
Embarking on the journey of homeownership is a significant milestone. For many of us, particularly those between the ages of
Global Treatment
In our series of ‘Protection’ blogs, we want to present a leading protection solution which everyone should have. Firstly, I
You insure your home, so why don’t you insure your mortgage?
We have recently reviewed mortgages executed and identified a worrying trend. People choose not to insure themselves for unforeseen circumstances,
Lasting Powers of Attorney
As part of our Later Life advice process, we are often asked about the legal recommendations when options for specific
My mortgage term is up in a few months; what are my options?
My mortgage term is up in a few months; what are my options? To add context to your question, you
Why Expert Advice is Crucial… especially now
I am a strong advocate of taking advice in areas I know little about. If I were to buy an
100% Mortgages for Renters… at last!
Quite a title-grabbing headline, huh? Well, it is true; 100% mortgages are starting to make a return. The last 100%
Tell me how Equity Release can help my divorce challenges?
Equity Release, particularly Lifetime Mortgages, can offer financial support for those going through difficult times. Still, it is essential to
How do we challenge our EPC Rating?
Energy Performance assessments are varied, and it isn’t easy to fathom how and why an energy assessor gets to a
Mortgage top slicing
How to Increase the Chance of Getting a Buy-to-Let Remortgage? As a Buy-to-Let investor, you face tough challenges with increasing
Remortgaging When You Need to Keep Payments to a Minimum?
How Can I Remortgage and keep my payments low? This is a common question we face each day. In December
The Ultimate Guide to Green Mortgages in the UK and Why They Could Be Right For You
These mortgages are designed to incentivise energy-efficient homes, and they come with many benefits ranging from lower interest rates to
Remortgaging When Your House Value has Increased
Two popular questions we are asked are “When can I remortgage to a better rate?” and “When can I remortgage
Is it Hard to Get a Later-Life Mortgage?
Is it hard to get a Later-Life Mortgage? As I sit down to write this blog, I review my personal
Best Ways to Spend Equity Release Money
A Lifetime Mortgage, the most popular form of Equity Release, needs much consideration. Once you have considered and weighed up
Holiday Let Mortgage The Benefits and How to Get one
Getting started with a holiday let requires careful consideration of its potential returns and risks. If you are seeking to
Are Green or Sustainable Mortgages a Thing?
Green or sustainable mortgages are an excellent way for homebuyers to reduce their carbon footprint, save money on utilities, and
Why Should I Lock In a Fixed-Rate Mortgage
Why Should I Lock In a Fixed-Rate Mortgage Deciding the best way of financing your home can be a complex
Are cladding challenges a thing of the past?
Since the tragic fire at Grenfell Tower in June 2017, selling and mortgaging flats with cladding have been nearly impossible
Commercial, Residential, and Buy-to-let Property Market Insights
The past couple of months has been a turbulent time, to state the obvious. With inflation, cost of living, mortgage
Track your purchase not fix it?
To say it has been a hectic few weeks in the world of mortgages is somewhat of an understatement!
Property Equity Release for Buy-to-Let Investments
People commonly utilise equity release for retirement, but buy-to-let landlords can also use it for buy-to-let properties. Is an equity
Equity Release for Home Improvements
Over time, using an equity release for home improvements can boost the home’s worth. When using equity release, there are
Different Types of Mortgages in the UK
Considering a mortgage but not sure which mortgage is best suited for you? This article will take you through
Can Equity Release help reduce Inheritance Tax after I die?
A question recently asked by a customer of Conran Mortgages looking for ways to stop the taxman grabbing his children’s
London Buy to Let Mortgage Areas for Residential and Commercial
Are you considering buying a property but to rent out? Why not consider buy to let. A buy-to let mortgage
How long does it take to get a Mortgage in the UK?
Searching for your dream home is an exciting process, especially when you have a dream home in mind, but sometimes
5% Deposit Mortgages for Homebuyers are back… but will they be any good?
In March’s budget, the Chancellor of the Exchequer announced an exciting new government initiative to facilitate home buying with the
Can I re-mortgage my Equity Release mortgage?
This is a question which has become increasingly common! The most common form of an Equity Release mortgage is a
Is an Equity Release Mortgage a viable solution?
The most popular Equity Release product is a Lifetime Mortgage. Put simply, a Lifetime mortgage is for the over 55’s
It is great to stay in touch
With the easing of lockdown, and opening up of the housing market in England, perhaps now’s the time to chat
Interest-only mortgage case study
We had an interesting case today where a customer approaches us looking for solutions to reduce his outgoings to afford
Later Life Lending options
These days many people maintain their mortgage into their 60s, 70s and even 80s! Unfortunately, there are few traditional lenders
The Little Book of Big Scams
I don’t know about you, but there seem to be so many different scams going on and it so difficult
Equity Release Solutions
Later life borrowing has become very popular and highly specialised and needs to be a well-thought-out area of financial planning.
Property vs. Shares
We speak to many would-be investors daily. The biggest question is “do I invest in property or buy shares?”. Both
Does Help to Buy really help first time buyers?
Getting onto the housing ladder feels impossible to many unless you are fortunate enough to benefit from the bank of
Brexit helping Remortgaging?
With Brexit now delayed until the last quarter of 2019 many homeowners, with mortgages, are highly concerned about the effect
Securing your mortgage in 2019
With Brexit looming many people are so uncertain of the future of both the housing market and what mortgage rates
Extending my Lease
A very interesting question cropped up with one of our customers today regarding extending their lease on their flat. As
Longer term mortgage loans
Ten years ago, a high percentage of mortgage borrowers had the option to take an interest only mortgage. The benefit
When will you be mortgage-free?
What an incredible thought, being mortgage-free? Sadly, for most of us, this is a pipe-dream in the foreseeable future –
Buying Your Child’s First Home
When I purchased my first property it was a two-bedroom flat and I think it cost me £30k. This was
Homeowners Stung for £2500 on average
Recent research has shown that homeowners who do nothing at the end of their initial mortgage rate pay, on average,