Frequently Asked Mortgage Questions
If you can’t find an answer to your question below, then get in touch here
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How easy is it to get a mortgage?
This very much depends upon your circumstances. As professionals, we will be able to tell you quickly if you are going to have trouble so we recommend you spend 2 minutes completing our ‘Instant mortgage quote’ form and we will let you know asap. https://conranfinancial.co.uk/instant-mortgage-quote/
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How much is stamp duty going to cost me, I am told it is going to be lots?
Quite possibly! You can use our Stamp duty calculator which will give you the figures. It may be prudent to take expert advice from us on this as there may be options for you?
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I need help on Help to Buy. Do you know anything about the scheme?
Yes, we know everything about the scheme and the new ruling applying to first-time buyers and the extension until 2023. We have a great handout showing how it works so we can send this to you.
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Mortgage brokers are expensive, and I am concerned about extra costs?
Yes, you are correct, most Independent Mortgage Brokers do charge you a fee, but we don’t, we are FREE. Watch our video on why we are free here and you will see how we work and why we are good for your wealth
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Are you whole of market brokers?
Yes, Conran Mortgages is proud to be a whole of market mortgage broker (also known as an Independent Mortgage Broker). This means we are not tied to any specific lender and have access to a wide range of mortgage products across the market, including high-street banks and building societies, specialist lenders, and exclusive broker-only deals. We will help you find the most suitable mortgage for your individual circumstances, all this without a broker fee, as we pride ourselves on being fee-free brokers. Get in touch to see how we can help you.
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Do you charge a broker fee?
Conran Mortgages is a fee-free mortgage broker, so the simple answer is no; we do not charge a broker fee for advising or arranging traditional mortgages. However, for Equity Release advice, a fee does apply. We offer a free discovery call with one of our highly experienced brokers for all types of mortgage products without any commitment or high-pressure sales tactics. We win business because we are seriously good at what we do, rather than having to put pressure on our clients.
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Why do you not charge broker fees?
The simple answer is that we are a lean business. We do not have lavish offices, so we do not pay rent or business rates. This means that the savings are passed directly onto our customers by way of being free. This is unusual for a whole of market mortgage broker, but it is fair.
Doing whatever it takes to create a great customer experience
Take a look at what some of our customers have to say about working with us.
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