In Portsmouth, many homeowners aged 55+ are choosing equity release to unlock the value tied up in their homes. It’s a practical way to enhance retirement income, support loved ones, or make later-life improvements—all without needing to move.
At Conran Mortgages, we’ve built our reputation on providing trusted equity release advice. We’ll help you understand your options and feel confident about your future.
Equity release is a way to turn part of your property’s value into tax-free cash, while staying in your home. The most popular form is a Lifetime Mortgage, repaid when your property is sold—usually after you pass away or move into care.
Modern equity release plans are FCA-regulated and supported by the Equity Release Council. They offer no negative equity guarantees, inheritance protection, and fixed interest rates to give you confidence and clarity.
Portsmouth includes many areas with stable house prices and a strong community of long-term homeowners. For those who’ve lived in the same home for years, equity release can be a useful tool for financial flexibility.
Borrow a lump sum or instalments. Repay when the home is sold.
Access funds over time, paying interest only on what you use.
Pay monthly interest to control overall borrowing.
Release more capital based on health conditions.
We provide:
Yes – you remain the legal owner.
Yes, many plans include downsizing protection.
That depends on your age, property value, and health.
Possibly, but you can protect a portion with many plans.
Yes – most plans allow optional or partial repayments.
Thinking about equity release in Portsmouth? Talk to Conran Mortgages for clear, expert guidance with no obligation.
Call us on 020 8528 2251
Email hello@conranmortgages.co.uk
