Equity Release in Leicester

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Equity Release in Leicester: Safe, Flexible Financial Freedom for the Over-55s

Homeowners aged 55 and over in Leicester are increasingly turning to equity release to make the most of their property’s value. Whether you’re planning for retirement, supporting loved ones, or adapting your home for later life, equity release lets you access cash without selling.

Conran Mortgages provides whole-of-market advice you can rely on. Our experienced team guides you through your options with clarity and care.

What Is Equity Release?

Equity release lets you unlock value from your home through a Lifetime Mortgage, while continuing to live there. The loan is usually repaid when you pass away or move into long-term care, with interest either rolled up or paid monthly.

How Equity Release Has Evolved in Leicester

Modern equity release plans are fully FCA-regulated and designed to protect your interests. They include safeguards like no negative equity guarantees, fixed interest options, and inheritance protection.

Leicester Demographics and Housing Context

Leicester has a broad mix of property types and long-term residents. With rising property values and a growing number of homeowners aged 55+, many are exploring how equity release could help achieve financial peace of mind without leaving the area they love.

Is Equity Release Right for You?

You may be eligible if:

You’re aged 55 to 95
You own a mortgageable home
You live in Leicester or nearby areas

Equity release is often used to top up retirement income, assist children with housing, or pay off remaining debts.

Types of Equity Release Available

Lifetime Mortgage

Take a lump sum or staggered payments, repay from your estate.

Drawdown Lifetime Mortgage

Withdraw money as required, reducing long-term interest.

Interest-Only Lifetime Mortgage

Pay monthly interest to keep the balance under control.

Enhanced Lifetime Mortgage

Borrow more if you have health issues affecting life expectancy.

Key Features and Safeguards

No negative equity guarantee
Optional inheritance protection
Downsizing flexibility
Optional repayments
Lifetime fixed interest

Why Choose Conran Mortgages

We offer:

Truly independent advice across the whole market
A professional, human approach
Over 20 years’ experience helping homeowners like you

What Our Leicester Clients Say

“The advice was excellent and totally transparent. I was never pressured at any stage.”

“Thanks to equity release, I’ve been able to help my grandchildren get on the property ladder. So grateful to Conran.”

Will I still own my home?
Yes – you remain the legal owner.
Can I move later?
Yes – many plans allow for moving and downsizing.
How much equity can I access?
It depends on your age, home value, and health.
What about inheritance?
Some plans allow you to ring-fence a portion of your property’s value.
Can I make repayments?
Most plans allow voluntary annual repayments.

Start Your Equity Release Journey Today

Live in Leicester and ready to explore equity release? Our friendly team will help you understand what’s possible with no pressure or obligation.

Call us on 020 8528 2251
Email hello@conranmortgages.co.uk