Equity Release in Hampshire

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Equity Release in Hampshire: Safe, Flexible Financial Freedom for the Over-55s

In Hampshire, many homeowners over 55 are finding that equity release offers a practical way to enjoy their property wealth in later life. It’s a flexible financial solution for those looking to stay in the home they love while unlocking funds for retirement, home improvements, or supporting family.

At Conran Mortgages, we specialise in helping homeowners make informed, confident choices. We offer independent advice you can trust.

What Is Equity Release?

Equity release lets you access a portion of your property’s value as a tax-free lump sum or instalments, while continuing to live in your home. The most popular option is a Lifetime Mortgage, which is repaid when the home is eventually sold.

How Equity Release Has Evolved in Hampshire

Today’s equity release plans are regulated by the Financial Conduct Authority and offer protections like the no negative equity guarantee, fixed interest rates, and inheritance protection options. They are safer and more flexible than ever before.

Hampshire Demographics and Housing Context

Hampshire is home to a growing number of over-55s who have lived in their properties for decades. In both rural areas and town centres, homeowners are seeing significant growth in property value—making equity release an increasingly appealing option.

Is Equity Release Right for You?

You may qualify if:

You’re aged 55–95
You own a property that’s mortgageable
You live in Hampshire or surrounding areas

Equity release is used to supplement income, gift early inheritance, or fund renovations and later-life care.

Types of Equity Release Available

Lifetime Mortgage

Access tax-free cash and repay the loan when your property is sold.

Drawdown Lifetime Mortgage

Withdraw money as needed, reducing total interest charges.

Interest-Only Lifetime Mortgage

Pay just the interest to stop the loan balance from growing.

Enhanced Lifetime Mortgage

Unlock a larger amount if you or your partner have certain health conditions.

Key Features and Safeguards

No negative equity guarantee
Inheritance protection
Fixed or capped interest rates
Optional repayments
Downsizing protection

Why Choose Conran Mortgages

We offer:

Independent, whole-of-market advice
A trusted team with decades of experience
A caring, personalised service

What Our Hampshire Clients Say

“Conran explained equity release clearly and helped me understand all the options. I felt totally supported throughout the process.”

“Using equity release allowed me to help my grandchildren buy their first home. Conran made the process so easy.”

Do I still own my home?
Yes. You remain the owner with a Lifetime Mortgage.
Can I move house?
Most plans include downsizing flexibility.
Will my children inherit less?
Possibly, but you can protect a portion.
How much can I borrow?
It depends on your age, health, and home value.
Can I repay early?
Yes, many plans allow partial or early repayments.

Start Your Equity Release Journey Today

If you’re considering equity release in Hampshire, we’re here to help. Get in touch for a free, no-obligation conversation about your options.

Call us on 020 8528 2251
Email hello@conranmortgages.co.uk