Author: Simon Hughes

Remortgaging When You Need to Keep Payments to a Minimum? 

Remortgaging When You Need to Keep Payments to a Minimum? 

How Can I Remortgage and keep my payments low?  This is a common question we face each day.  In December 2021, the Bank of England’s base rate stood at 0.1%. Since then, it has increased eleven times and now stands at 4.25%.  We have been privileged with meagre mortgage rates, and in 2021, it was

Read More
The Ultimate Guide to Green Mortgages in the UK and Why They Could Be Right For You

The Ultimate Guide to Green Mortgages in the UK and Why They Could Be Right For You

These mortgages are designed to incentivise energy-efficient homes, and they come with many benefits ranging from lower interest rates to reduced energy bills.

Read More
Remortgaging When Your House Value has Increased 

Remortgaging When Your House Value has Increased 

Two popular questions we are asked are “When can I remortgage to a better rate?” and “When can I remortgage to release my cash?”.

Read More
Is it Hard to Get a Later-Life Mortgage?

Is it Hard to Get a Later-Life Mortgage?

Is it hard to get a Later-Life Mortgage? As I sit down to write this blog, I review my personal situation. As someone who is 50, I would never have thought that a later-life mortgage would apply to me now or in the near future…But it does. Mid-life crisis, here I come!! You see if

Read More