Quite a title-grabbing headline, huh? Well, it is true; 100% mortgages are starting to make a return. The last 100% mortgage fizzled out in 2008 as the credit crunch and recession hit the world. Sadly, finance was arguably mis-sold pre-2008 as lenders would offer 125% mortgages to those who could not afford payments over the
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Equity Release, particularly Lifetime Mortgages, can offer financial support for those going through difficult times. Still, it is essential to be aware that these types of mortgages come with significant risks and costs. While equity release or lifetime mortgage schemes may be the right solution for some people, they should always be considered as a
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Energy Performance assessments are varied, and it isn’t easy to fathom how and why an energy assessor gets to a particular rating. Until recently, EPCs for properties were generally ignored by the consumer. After all, it was just another piece of legislation which didn’t carry any substance – a bit like buying appliances! However, things
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How to Increase the Chance of Getting a Buy-to-Let Remortgage? As a Buy-to-Let investor, you face tough challenges with increasing regulations, tax changes and the cost of living crisis. Many view Landlords as wealthy individuals, but this is not necessarily the case, as many Landlords are “accidental landlords” who keep their residential property for various
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