Author: Simon Hughes

Are cladding challenges a thing of the past?

Are cladding challenges a thing of the past?

Since the tragic fire at Grenfell Tower in June 2017, selling and mortgaging flats with cladding have been nearly impossible without an EWS1 form (a survey specific to a building which sets out if the building is a fire risk or not) which confirms whether the building is safe. This has resulted in homeowners in

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Commercial, Residential, and Buy-to-let Property Market Insights

Commercial, Residential, and Buy-to-let Property Market Insights

The past couple of months has been a turbulent time, to state the obvious. With inflation, cost of living, mortgage costs, and energy prices all increasing exponentially, what is going to happen to the housing market? Well, here are my thoughts and commentary on where I feel we are heading as we are likely to

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Track your purchase not fix it?

Track your purchase not fix it?

  To say it has been a hectic few weeks in the world of mortgages is somewhat of an understatement! I cannot ever recall the mortgage market gaining so many front pages of the newspaper headlines in my thirty years within Financial Services. Everyone is going crazy over fixed rates. The thing is, why? Before

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Property Equity Release for Buy-to-Let Investments

Property Equity Release for Buy-to-Let Investments

People commonly utilise equity release for retirement, but buy-to-let landlords can also use it for buy-to-let properties. Is an equity release mortgage available on a buy-to-let property? As a landlord, you may have contemplated selling your buy-to-let property to raise income for retirement. However, this may result in capital gains tax. Instead, consider acquiring the

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