Professional Mortgages

Many lenders target professionals. After all, professionals such as Teachers, Solicitors, Doctors, Health Consultants, Dentists, Vets, and surveyors (the list is more extensive than these, too) are less risky and have career longevity when it comes to long-term prospects. If you scroll down you can find much more in the FAQ section.

This results in some lenders offering favourable terms such as better rates, higher income multiples, cashbacks and higher loan-to-values, amongst other benefits. Lenders can cater for First-time buyers, buy-to-let or let-to-buy, amongst many different mortgage types.

As fellow professionals who are experts in mortgages, we know our lenders and who offer these excellent terms to Professionals like you, so please get in touch. After a brief conversation, we can tell you which lenders might be better for your wealth.

As a busy professional, getting in touch may be challenging, so why not spend a few minutes giving us a few basic details, we will send you a personalised illustration. You can do this HERE

Call our expert advisers now
020 8528 2251

Professional

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What Makes Us Unique

  • We will never charge a broker fee
  • Whole of market advice
  • Access to exclusive rates often not available on the high street
  • Immediate appointments available
  • Use us online via Teams or over the phone
  • At times which will suit you
  • Hassle-free and Stress-free

What Is a Professional Mortgage?

A handful of lenders target professionals; why wouldn’t they? A professional person is dedicated, highly skilled, and invested in their education and training. Probably, they will always be employable and rarely out of work. Depending upon the professional career, the earnings will increase, especially as they gain experience.

Which Qualified Professions Can Be Granted Professional Mortgage?

Typically, the careers below will be considered professionals.

    • Accountants
    • Actuaries
    • Architects
    • Barristers
    • Civil Servants
    • Doctors
    • Dentists
    • Engineers
    • Officers in the Armed Forces
    • Pharmacists
    • Pilots
    • Police Officers
    • Solicitors
    • Surveyors
    • Teachers
    • Vets

Why Will a Professional Mortgage Benefit Me?

There is no guarantee that a professional mortgage will benefit everyone who is deemed to be a professional. However, the lenders who offer targeted mortgages will look at niches in the market to help a professional applicant. This can be higher income multiples, reduced arrangement fees, bespoke underwriting criteria rather than a ‘computer says no’ solution, and reduced interest rates.

google 5 star reviews
Jeff did our mortgage with Virgin Money and he was brilliant. He knows the mortgage market inside out and got us the best deal and, seeing as our personal situation was challenging, he got us a great final result in a highly efficient manner. He shows why he has been doing mortgages for 25 years. He was so good I referred him to my mum and dad who also used him!! I will continue to recommend him!!
G Harley, Bromley

Do I Need to Be Fully Qualified in My Profession?

Typically, lenders want those who are fully qualified, registered and practising in their chosen profession. However, some professional mortgages will target trainees, especially in careers where there is excellent potential for income-increasing post-training, i.e., accountants and solicitors.

 

I Am a Self-Employed Medical Consultant. Do I Qualify?

Yes, as you may have noticed, many lenders insist on several years of accounts and lots of due diligence. Still, a professional mortgage specialist lender is likely to treat a professional self-employed applicant better than the average self-employed applicant.

Can I Get a Professional Mortgage From Any Mortgage Lender?

Not all mortgage lenders offer specific products targeting professionals. There are many lenders, such as Scottish Widows and Teachers Building Society, to name a few.

The key choice is to find an expert independent mortgage broker who is fee-free and has experience in this sector. They will scour the marketplace and find the best solutions for you.

How Can We Help You With a Professional Mortgage?

As a busy professional, we will take the stress and strain away from you, allowing you to concentrate on what you are good at. We’ll help you find the best professional mortgage options for your needs while considering other mortgage solutions which should not be discounted. With our Whole of Market business model, we can provide you with tailored solutions that meet your financial goals. Our experienced case managers will handle all the tedious paperwork and communicate with other parties involved throughout the process.

At Conran Mortgages, we understand that finding the perfect mortgage can be time-consuming and stressful. That’s why we strive to make it as easy as possible for you. We’ll ask questions about your financial goals to ensure we find a suitable solution for you.

We’ll track your progress 24/7 via our online system so you can keep an eye on your mortgage from anywhere in the world. Plus, THERE ARE NO BROKER FEES!

Our experienced team is always happy to answer any questions you may have about Professional mortgages in the UK. We’ll also provide advice and guidance through every stage of the process to ensure everything goes smoothly and quickly.

Doing Whatever It Takes to Create a Great Customer Experience

Take a look at what some of our customers have to say about working with us.

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What customers say

  • Marianne C

    I've been using Conran Mortgages for 10 years now and Jeff and Valerie (great team) have always gone above and beyond to help me secure the best deal. For either new property or remortgaging. You don't need to be using Conran estates to be buying or selling to use their excellent service.

  • Hans R

    Jeff and Val are by far the best brokers I have dealt with! I looked for a while and compared the best. These guys were actually recommended through my estate agent. They are a font of knowledge and made the process so smooth for me. I am able to go to them for all sorts of advice and they break things down into things that are understandable for me. There is a reason they are 5 stars! Their communication is second-to-none, answering emails in a timely fashion, and I have already recommended them to everyone I know who is looking to buy a property at the moment!

  • Dhananjay B

    We had an incredible experience with Jeff & Valerie our mortgage advisor. Their expertise, communication, and dedication made our home buying journey stress-free. They simplified complex concepts, secured the best rates, and provided exceptional support throughout the process. Highly recommended!

  • Ravinder K

    Conran mortgage brokers have been fantastic - Valerie has been our main contact and has been an incredible support with not only finding us the best deal, but also helping us with revisions / updates due to unplanned changes during our chain. Valerie, Simon and the team are experts and we've really valued their advice in helping us throughout the home buying process. They're extremely professional, responsive and no request is too much for them. I couldn't recommend them more!

  • Natasha M

    I would definitely give this a 5 star plus!! I have just gone through this whole mortgage application process and cannot recommend Conran Mortgages enough! Both Jeff and Valerie have been exceptional and the only mortgage advisors who were able to deliver on their promise of my affordability. Every mortgage broker i had used and even going direct to the lenders, they wouldn't give me the amount I needed. I was literally on the point of giving up. Yet Conran Mortgages, amazing! Kept their promise and delivered an honest and reliable service, that even went above and beyond!!

  • Hassan S

    I have had a few mortgages through Conran and wouldn't ever consider another broker, they are excellent in how they deal with you, slick and professional without any time wasted selling themselves. The quality and performance speak for themselves so is a really easy and enjoyable transaction every time.

  • Frances T

    Val and Jeff couldn't do enough for me and got me over the line...eventually... Moving house isn't easy. Their hard work, dedication and support was second to none and I'm so grateful to them for their support. Highly Recommended!

  • Laura M

    Jeff and Val are miracle workers who managed to get us a mortgage with the lender we required, after two other mortgage brokers told us it wouldn't be possible. They were lovely to work with and without them we wouldn't have been able to be in a position to move. Highly recommended.

  • Natalie Lawson

    It’s not Conran that keeps me coming back to Jeff, it’s Jeff! The 5 stars represents his professionalism and commitment to getting the best deal he can. He’s knowledgeable, efficient, and great to deal with; he’s a lovely man.

  • Roger Ratajczak

    My wife and I went to Jeff at Conran Financial to arrange a mortgage for our house purchase. We found Jeff to be very knowledgeable, easy to deal with and extremely efficient. Without hesitation I would take any business I have back to Jeff and highly recommend his services.

  • Heather Fagg, Maidstone

    More than happy with the service recently received from Conran Financial, very helpful and would highly recommend to anyone.

  • Ian Harley

    Went the extra yard to make sure that I got the best mortgage for my circumstances, saved me a lot of money. I felt that I got a very good deal, I have recommended friends who have all been satisfied.

  • Tom Springall

    Valerie and Jeff were absolutely brilliant in guiding me through products as a first time homebuyer and supporting my buying process going forward. Would strongly recommend Conran to anyone considering taking on a mortgage, you will be in good hands.

  • Natalie Pibworth

    Over the last 15 years, Jeff and Val have helped me with the sale and purchase of 3 properties plus remortgages. I have always received a fantastic professional service with a smile. Highly recommend.

  • Rose Ackerman

    Jeff and Valerie went above and beyond in helping secure our mortgage offer, working late one evening to make sure we had submitted our application with the best rate possible. Could not recommend them enough!