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Embarking on the journey of homeownership is a significant milestone. For many of us, particularly those between the ages of 25-50, owning our first home is a dream come true. However, the question that often lingers in our minds is, “Is now the right time to buy my first property?” Let’s delve into this question
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Quite a title-grabbing headline, huh? Well, it is true; 100% mortgages are starting to make a return. The last 100% mortgage fizzled out in 2008 as the credit crunch and recession hit the world. Sadly, finance was arguably mis-sold pre-2008 as lenders would offer 125% mortgages to those who could not afford payments over the
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Since the tragic fire at Grenfell Tower in June 2017, selling and mortgaging flats with cladding have been nearly impossible without an EWS1 form (a survey specific to a building which sets out if the building is a fire risk or not) which confirms whether the building is safe. This has resulted in homeowners in
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With the easing of lockdown, and opening up of the housing market in England, perhaps now’s the time to chat about your borrowing needs. And, possibly take advantage of the excellent mortgage deals on offer.
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