We had an interesting case today where a customer approaches us looking for solutions to reduce his outgoings to afford the investment in sending their child to private secondary school. These days, most people feel more comfortable with a repayment mortgage because you know that your mortgage would be paid off at a future point
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These days many people maintain their mortgage into their 60s, 70s and even 80s! Unfortunately, there are few traditional lenders (i.e. well-known high street banks) who lend past the age of 75. Even those who do lend to this age group will need to see consistent income to offer a mortgage. Many lenders also insist
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I don’t know about you, but there seem to be so many different scams going on and it so difficult to keep up with what is real and what is a fraudulent. More and more of us are getting caught out from, what we believe, is genuine but turns out to be yet another scam!
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Later life borrowing has become very popular and highly specialised and needs to be a well-thought-out area of financial planning. An Equity Release mortgage is a way whereby a homeowner, who must be over 55 years old, can release cash from their property and have the option to roll-up the interest payments until a defined
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