In March’s budget, the Chancellor of the Exchequer announced an exciting new government initiative to facilitate home buying with the return of 95% LTV mortgages. The scheme, which is available to home movers and First Time Buyers, will allow lenders to offer 95% mortgages for the first time since they were widely used pre-2008 –
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This is a question which has become increasingly common! The most common form of an Equity Release mortgage is a lifetime mortgage. These types of mortgages are not for everyone, so it is so critical to ensure sound independent advice. Ultimately, an independent mortgage adviser, who is a specialist in these types of mortgages, MUST
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The most popular Equity Release product is a Lifetime Mortgage. Put simply, a Lifetime mortgage is for the over 55’s and works in a similar capacity to a traditional mortgage but with two main differences;
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With the easing of lockdown, and opening up of the housing market in England, perhaps now’s the time to chat about your borrowing needs. And, possibly take advantage of the excellent mortgage deals on offer.
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