Searching for your dream home is an exciting process, especially when you have a dream home in mind, but sometimes finances can cause a halt on you getting that step closer to buying your new home due to deposits and mortgage payments. Buying multiple properties or even being a first-time buyer, it can be an
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In March’s budget, the Chancellor of the Exchequer announced an exciting new government initiative to facilitate home buying with the return of 95% LTV mortgages. The scheme, which is available to home movers and First Time Buyers, will allow lenders to offer 95% mortgages for the first time since they were widely used pre-2008 –
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This is a question which has become increasingly common! The most common form of an Equity Release mortgage is a lifetime mortgage. These types of mortgages are not for everyone, so it is so critical to ensure sound independent advice. Ultimately, an independent mortgage adviser, who is a specialist in these types of mortgages, MUST
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The most popular Equity Release product is a Lifetime Mortgage. Put simply, a Lifetime mortgage is for the over 55’s and works in a similar capacity to a traditional mortgage but with two main differences;
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