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We have recently reviewed mortgages executed and identified a worrying trend. People choose not to insure themselves for unforeseen circumstances, yet they have insured their property and its contents. Realistically, what is the probability of having to claim on an insurance policy? Let’s look at a case study. Based on a couple, aged 40, non-smokers
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As part of our Later Life advice process, we are often asked about the legal recommendations when options for specific mortgage plans, such as Equity Release. Wills and Lasting Powers of Attorney (LPA) are typically recommended, but what is an LPA? We have asked Tatiana Zenina, a Private Client Solicitor at Grant Saw Solicitors LLP,
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My mortgage term is up in a few months; what are my options? To add context to your question, you mean the entire term of your mortgage, not that you are coming out of your initial beneficial fixed-rate period and need a new fixed rate. You are a ‘mature’ borrower whose primary concern is that
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I am a strong advocate of taking advice in areas I know little about. If I were to buy an Investment property, I would want to speak to the local estate agent with local presence to find out about the area and what properties would be best suited to command maximum rent. The same goes
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