Locations Archive - Conran Mortgages

Mortgage brokers in Kent

Steve MML — Wed, 18 Jun 2025 10:49:19 +0000

Mortgage brokers in Kent

Independent
Convenience
Long-lasting relationships
Property experience

Mortgage brokers in Kent: Rely on our friendly team

Our team at Conran Mortgages has been serving customers in Kent for decades. With Kent’s array of architecturally stunning properties, we find it rewarding to secure the best mortgages rates for prospective homeowners. As independent mortgage brokers in Kent, it’s a standard that our traditional mortgage services come fee-free.

Whether you’re a first-time buyer, next-time buyer or a buy-to-let investor,, our honest and stress-free approach will put you at ease. We offer whole-of-market choice, guaranteeing a mortgage lender that will suit your requirements. For more information about how we can help you obtain a mortgage in Kent, contact our experienced team on 020 8528 2251.

Decades of knowledge:
Tap into our expertise

Our team has been serving Kent customers for decades, meaning we know how the industry has changes and develops over time. We keep up with these nuances, ensuring we provide the most reliable advice in the area. Contact us on hello@conranmortgages.co.uk or complete our contact form.

The form can be filled in the actual website url.

Your mortgage
adviser in Kent: Wondering how it works?

All you need to know is that we get the job done. As independent mortgage brokers in Kent, we’re not affiliated with specific lenders, meaning we can explore whole-of-market choices. This allows us to authentically source the best rates for your situation. We handle the difficult parts for you, ensuring that a stereotypically stressful process is one approached logically and calmly. All you have to do is connect with our professionals – we handle it from there.

Fee-free mortgage advice in Kent

You heard us, all our traditional mortgage advice comes fee-free*. We love providing our customers with cost savings that are so valuable when purchasing a home! Doing the right thing by our customers is part of why we do what we do – we’ve spent decades building up excellent working relationships, and we find that people often come back to us for our sound advice.

Kent mortgage brokers you can trust

Mortgages can seem intimidating, but that’s why we strongly recommend talking through your situation with one of our experienced team. Our advice is comprehensive, including:

Pre-approvals
Refinancing
Debt consolidation
Home purchases
Remortgaging
Investment mortgages
Specialist later life mortgages such as Equity Release

We tailor our suggestions to the specific area in Kent that you are looking to buy in, and dedicate ourselves to finding the right mortgage provider for you.

First-time buyer mortgage services

When navigating the house-buying process for the first time, you can find yourself getting overwhelmed. At Conran Mortgages, we alleviate the pressure and work with our huge network of lenders, including, but not limited to,HSBC, NatWest, Santander and Halifax, to find the best fit.

Remortgage services

We can source lower rates for those paying a Standard Variable Rate (SVR) or soon to be coming off a fixed rate. This could result in lower monthly payments, and you may be able to access additional funds whilst reducing your mortgage term length.

Buy-to-let mortgage services

If you’re looking to invest in a BTL, Kent is a picturesque choice. Whether purchasing through special purpose vehicles (SPVs) or in your sole name, we have the resources and the knowledge to help you make an informed decision.

Keep up to date with industry developments: Read our blog

Require consultancy on a later life mortgage? Contact us

One of our specialties is later life mortgages. There are so many benefits, and we have witnessed countless customers thrive after having gone through the process. Call us on 020 8528 2251 or email hello@conranmortgages.co.uk to find out more.

We’re a phone call away

Equity release in Kent: Seamless services

Out of the hubbub of the central city, Kent has a sizeable over-55 demographic. If you fall within this, you may consider equity release. Releasing equity can be a great way to ensure you enjoy your retirement years with a little more freedom. We will thoroughly assess your financial situation – equity release isn’t something that can be approached with a standard solution. This is a bespoke process that will be tailored to your circumstances.

Would you like to know more about equity release?

What is equity release?

The word ‘equity’ means the value of your home minus any remaining mortgage or additional loans against it. The equity of your property can either be passed onto your beneficiaries as inheritance after death, or you can release the equity to you to ensure you have easeful retirement years.

Are you eligible for equity release?

There are three main things to keep in mind with equity release – these may affect whether you are eligible:

You are aged 55-95
You own your property
The property is mortgageable

Call us for equity release services without the stress

Sometimes, people make a quick conclusion about equity release, but our experts can tell you all the benefits it could provide you with. We will also explain in detail the negatives of Equity release to allow you to make an informed decision. Call us on 020 8528 2251 or email hello@conranmortgages.co.uk to discover the possibilities.

Get in contact

What are your options?
Lump sum vs drawdown

Lump sum lifetime mortgage

A lump sum mortgage releases a tax-free lump sum, on which interest is compounded and added to the mortgage capital. This is known as ‘rolled-up’ interest. This lump sum can be used however you would like.

Drawdown lifetime mortgage

This method is slightly different – you will still receive an initial lump sum, and you will also have to apply for a drawdown facility. This allows you to ‘drawdown’ the remaining cash in stages. Interest only applies once you have withdrawn the cash, so it compounds more slowly.

What is included in both plans?

Downsizing protection

Subject to criteria you can repay the loan without penalty. You will then be able to mortgage a smaller property.

Inheritance protection

Protect a portion of your property’s equity to guarantee a certain inheritance for your loved ones.

Partial capital repayments

You may consider this if there’s a future investment that matures, or if there is inheritance. Capital repayment can be up to 15%.

Interest-only payment

Paying interest monthly can ensure that the interest doesn’t compound.

Enhanced

A higher percentage loan-to-value could be released if you or your partner has long-term health issues. This could include heart issues, high blood pressure, or diabetes.

Fixed for life interest rate

A fixed for life interest rate can guarantee the amount of interest you pay, whether this is monthly or compounded. This can give people peace of mind over their outgoings.

Is negative equity possible?

As the experts, one thing we would really recommend would be a product which is ‘Equity Release Council (ERC) Approved’. This guarantees that there will be no negative equity – there won’t be any debt left to beneficiaries once your property needs to be sold.

Prioritising our customers:
Excellent equity release advisers in Kent

Our Kent customers have benefitted so much from discovering more about equity release. Take a look at what they have to say.

I used Jeff & Val to do my mortgages and Later Life/Equity Release mortgage. They were superb and highly efficient. I now have a stress-free life. Thanks so much guys, you don't know how much you have changed my life and assisted me living a stress-free retirement x

I’ve had an excellent experience working with Jeff and Valerie. As a first-time homebuyer, I’ve had many questions and uncertainties, but they have been incredibly helpful throughout the process. They provided thorough and clear information, patiently answered all my questions, and responded to my emails promptly. Their professionalism has made what could have been a stressful experience much easier. I highly recommend Jeff to anyone looking for a knowledgeable and reliable broker.

I consulted Simon Hughes the MD regarding Equity Release and Lifetime mortgages as I needed professional advice on how best to raise additional capital from the equity in my property. This process also involved the potential redemption of an existing mortgage from my bank.

At all times during our discussions Simon acted with the highest level of professionalism, ensuring that all possible alternative avenues were explored and that the timing of any new arrangement was right for me.

He was patient at all times during our discussions and never pressured me to make my decision whilst keeping me periodically updated on changes in the economy at large and the market to ensure I found the best option to meet my needs.

Simon brings a wealth of experience into the advice process and I have now completed the re-mortgaging exercise.

I would have no hesitation whatever in recommending Conran Mortgages to anyone in my position.

Call our team of mortgage brokers in Kent

Our years of knowledge simplifies the process for you – we’re confident we can give you the right advice. Call us on 020 8528 2251 or email hello@conranmortgages.co.uk.

The post Mortgage brokers in Kent appeared first on Conran Mortgages.

Mortgage brokers in Bromley

Steve MML — Wed, 18 Jun 2025 10:48:47 +0000

Mortgage brokers in Bromley

Your mortgage journey Contact us

Independent
Convenience
Long-lasting relationships
Property experience

Independent Mortgage Broker in Bromley — Whole-of-Market Advice

Meet Conran Mortgages – we have been a reputable mortgage broker in Bromley since 1999. As independent brokers, we are proud to advise our customers by offering fee-free, whole-of-market choice when choosing the best mortgage for your needs. Whether you are a first-time buyer, home mover or buy-to-let investor, we guarantee that we will be of great service. We offer an honest, transparent service and will know within our first meeting how we can help and add value to your mortgage search. Our customers love the fact they can gain expert advice from independent brokers in Bromley. We love Bromley, and are thrilled to have served the area for so long. Call us on 020 8528 2251 to start your independent mortgage journey.

Need our experience? Get in touch

Start your journey today with a simple enquiry – email hello@conranmortgages.co.uk or just complete our contact form for a call back.

The form can be filled in the actual website url.

Your mortgage
advisor in Bromley:
How to get started

As Bromley’s mortgage broker, we’re experts in understanding the local area and how to secure the best rates. Being fully independent, we have access to hundreds of mortgage lenders. Living in the Borough of Bromley is undoubtedly beneficial with gorgeous areas such as Beckenham, Chislehurst, Bickley, West Wickham, Hayes, Eden Park, Elmers End and Crystal Palace (to name a few), and quick transport into Central London. By getting in touch with us, you tap into decades of knowledge in the world of mortgages, including expertise on Later Life mortgages and other specialist types of mortgage lending. All you have to do is pick up the phone – we handle the rest.

Fee-free mortgage advice in Bromley

No broker fees come as standard with our services*. We offer the best mortgage products with incredible service, with the added benefit of saving you money along the way. We would love you to be one of our customers – doing the right thing by you is important to us.

Conran Mortgages: The Bromley mortgage brokers

Conran Mortgages offers comprehensive advice for those looking to buy a home in the wonderful borough of Bromley. We have a range of competitive products:

Pre-approvals
Refinancing
Debt consolidation
Home purchases
Remortgaging
Investment mortgages
Specialist later life mortgages

Our team of experts have access to the latest industry information and resources, allowing us to find you the best mortgage to suit your circumstances.

First-time buyer mortgage services

Stepping onto the property ladder in Bromley can be scary. We work with hundreds of lenders – including HSBC, NatWest, Santander and Halifax – finding the most suitable deal for you. We help you make informed decisions.

Remortgage services

Is your existing rate expiring? If you’re paying a Standard Variable Rate (SVR) with a higher rate, we can source lower rates and reduce your monthly payments. Refinancing through us, you can access additional funds while reducing the length of your mortgage term.

Buy-to-let mortgage services

Bromley is a great borough to invest in a BTL, and we help you get the best rates for your loan. Whether purchasing through special purpose vehicles (SPVs) or in your own name, our advisors provide resources and guidance to ensure a successful transaction.

Interested in industry news? Read our blog

Interested in a later life mortgage? Trust our advice

Later-life mortgages can provide so many benefits. If you’re interested but don’t know where to start, get in touch with our team on 020 8528 2251 or email hello@conranmortgages.co.uk.

Equity release in Bromley: Expert services

Bromley has a large over-55 age group. If this includes you, our team are experts in later life mortgages. Releasing equity in a home can be a great way to release money from your house to enjoy your retirement years. In these cases, we thoroughly assess your individual financial situation with the utmost care. This is not a one-size-fits-all solution so we give expert guidance throughout, providing detailed information and helping you understand how this product can benefit you.

Further details on equity release and its impact

Equity release in a nutshell

The equity in your property is the value of your home minus any outstanding mortgage or other loans secured against it. Historically, the equity of one’s home is passed on as an inheritance upon death, but you may wish to do something with your equity at a time which suits you!

Are you eligible?

Ultimately, there are three main criteria for this type of mortgage.

You are aged 55-95
You own your property
The property is mortgageable

Equity release made simple, call us now

We’re aware of the complexities that make mortgages more difficult to understand – luckily we handle the hard parts for you! Call us on 020 8528 2251 or email hello@conranmortgages.co.uk to discuss what’s possible for you.

Get in contact

Two types of lifetime mortgage:
Your options

Lump sum lifetime mortgage

This releases an initial tax-free lump sum for you to use however you wish. Interest is compounded and added onto the mortgage capital otherwise known as ‘rolled-up interest’.

Drawdown lifetime mortgage

You receive the initial lump sum, but also you apply for a drawdown facility. You can ‘drawdown’ the remaining cash in stages. You only pay interest once you have drawn the cash meaning that the interest adds up more slowly.

The features of both plans

Downsizing protection

Repay the loan without penalty (subject to criteria), then mortgage a smaller property.

Inheritance protection

Ring-fence a percentage of your property to ensure loved ones’ inheritance.

Partial capital repayments

Partial capital repayment could be suitable if there’s an inheritance or a future investment matures. This typically allows a capital repayment up to a maximum of 15%.

Interest-only payment

Make monthly interest payments so that interest doesn’t compound. Providers enable plans to suit you.

Enhanced

If you or your partner have health conditions then it could be possible to release a higher percentage loan-to-value. Qualifying health issues include heart issues, diabetes or high blood pressure.

Fixed for life interest rate

You have the option of a fixed for life interest rate which guarantees the amount of interest you can pay, whether this is compounded or paid monthly.

Is negative equity possible?

As experts in this field, we would typically recommend products which are ‘Equity Release Council (ERC) Approved’. The key benefit of ERC is that there is a no negative equity guarantee meaning that once the property needs to be sold there will not be a debt left for the beneficiaries of your estate to pay. This gives you peace of mind!

Equity release advisers in Bromley:
Creating a great customer experience

Take a look at what some of our customers have to say about working with us.

Call the most reliable mortgage brokers in Bromley

Rely on our decades of knowledge and navigate your mortgage process for a home in Bromley without stress. Call us on 020 8528 2251 or email hello@conranmortgages.co.uk.

The post Mortgage brokers in Bromley appeared first on Conran Mortgages.

Greenwich

Simon Hughes — Mon, 19 Feb 2024 09:40:26 +0000

Greenwich

221 Greenwich High Road
Greenwich,

London SE10 8NB

Phone: 0208 528 2251
Email: hello@conranmortgages.co.uk

Conran Mortgages is your free Independent Mortgage Advisor in Greenwich, London. Our objective is to make the process of mortgaging easier and hassle-free so that you can focus on things that are important to you.

Greenwich

Conran Mortgages Opening Hours

Monday	09:00 - 18:00
Tuesday	09:00 - 18:00
Wednesday	09:00 - 18:00
Thursday	09:00 - 18:00
Friday	09:00 - 18:00
Saturday	Closed
Sunday	Closed

About Conran Mortgages Greenwich

As Independent mortgage experts, we know you will appreciate a fast and cost-effective service without any unnecessary stress.

When you work with one of our Mortgage Advisors, you will be guaranteed an expert adviser with Whole of Market expertise; we explore all mortgage solutions for you and pick the best ones so that you can make an informed choice. From there, we handle all the tedious paperwork, thus making mortgages easier for you.

You will be assigned a dedicated case manager to handle every aspect of your mortgage journey with us.

Leave the mortgage matters to us; peace of mind comes well-deserved.

Did we mention, WE DO NOT CHARGE A BROKER FEE.

The post Greenwich appeared first on Conran Mortgages.

City Road, London

Simon Hughes — Mon, 19 Feb 2024 09:40:25 +0000

City Road, London

128 City Road

London EC1V 2NX

Phone: 0208 528 2251
Email: hello@conranmortgages.co.uk

Conran Mortgages is your free Independent Mortgage Advisor in City Road, London. Our objective is to make the process of mortgaging easier and hassle-free so that you can focus on things that are important to you.

Conran Mortgages Opening Hours

Monday	09:00 - 18:00
Tuesday	09:00 - 18:00
Wednesday	09:00 - 18:00
Thursday	09:00 - 18:00
Friday	09:00 - 18:00
Saturday	Closed
Sunday	Closed

About Conran Mortgages – City Road, London

As Independent mortgage experts, we know you will appreciate a fast and cost-effective service without any unnecessary stress.

You will be assigned a dedicated case manager to handle every aspect of your mortgage journey with us.

Leave the mortgage matters to us; peace of mind comes well-deserved.

Did we mention, WE DO NOT CHARGE A BROKER FEE.

The post City Road, London appeared first on Conran Mortgages.

Locations Archive - Conran Mortgages

Mortgage brokers in Kent

Mortgage brokers in Kent

Mortgage brokers in Kent: Rely on our friendly team

Decades of knowledge: Tap into our expertise

Your mortgage adviser in Kent: Wondering how it works?

Fee-free mortgage advice in Kent

Kent mortgage brokers you can trust

First-time buyer mortgage services

Remortgage services

Buy-to-let mortgage services

Require consultancy on a later life mortgage? Contact us

Equity release in Kent: Seamless services

What is equity release?

Are you eligible for equity release?

Call us for equity release services without the stress

What are your options? Lump sum vs drawdown

Lump sum lifetime mortgage

Drawdown lifetime mortgage

What is included in both plans?

Downsizing protection

Inheritance protection

Partial capital repayments

Interest-only payment

Enhanced

Fixed for life interest rate

Is negative equity possible?

Prioritising our customers: Excellent equity release advisers in Kent

Call our team of mortgage brokers in Kent

Mortgage brokers in Bromley

Mortgage brokers in Bromley

Independent Mortgage Broker in Bromley — Whole-of-Market Advice

Need our experience? Get in touch

Your mortgage advisor in Bromley: How to get started

Fee-free mortgage advice in Bromley

Conran Mortgages: The Bromley mortgage brokers

First-time buyer mortgage services

Remortgage services

Buy-to-let mortgage services

Interested in a later life mortgage? Trust our advice

Equity release in Bromley: Expert services

Equity release in a nutshell

Are you eligible?

Equity release made simple, call us now

Two types of lifetime mortgage: Your options

Lump sum lifetime mortgage

Drawdown lifetime mortgage

The features of both plans

Downsizing protection

Inheritance protection

Partial capital repayments

Interest-only payment

Enhanced

Fixed for life interest rate

Is negative equity possible?

Equity release advisers in Bromley: Creating a great customer experience

Call the most reliable mortgage brokers in Bromley

Greenwich

Greenwich

Conran Mortgages Opening Hours

About Conran Mortgages Greenwich

City Road, London

City Road, London

Conran Mortgages Opening Hours

About Conran Mortgages – City Road, London

Decades of knowledge:
Tap into our expertise

Your mortgage
adviser in Kent: Wondering how it works?

What are your options?
Lump sum vs drawdown

Prioritising our customers:
Excellent equity release advisers in Kent

Your mortgage
advisor in Bromley:
How to get started

Two types of lifetime mortgage:
Your options

Equity release advisers in Bromley:
Creating a great customer experience